Health Insurance a State of Confusion

There has been much written and said about the health care system and the insurance that protects you from the real cost of care. It appears to us that the answers will never catch up to the questions. So while the debate rages on the rest of the country deals with the here and now. 

In the not too distant past, businesses would cover the entire cost of health insurance for their employees.  But, employment is no longer a guarantee of health insurance coverage.

Many small employers can no longer afford to offer health benefits because of rising health insurance premiums. Companies that do offer health insurance, often require employees to contribute a larger share toward their coverage. As a result, an increasing number of Americans have opted not to take advantage of job-based health insurance because they cannot afford it. 

High medical bills are cited as being one of the top five reasons people declare bankruptcy. 

In recent years new products have entered the market in an attempt to make coverage more affordable. 

From Traditional Health Coverage to Limited Medical Plans we have the resources to ensure you receive the coverage you deserve at a price you can afford. There are various options that many people are simply not aware of.  A growing segment of our population are finding themselves in between jobs and out of health coverage. Many people have found peace of mind with Short Term Medical Plans. These plans are designed to be enforce for up to one year. In addition these plans have proven  to be useful for the college student as well. There are  more options today than ever.   From High Deductible Plans to Limited Benefit Plans they all serve a purpose however the plan you choose needs to serve YOUR purpose.  CapStone Insurance Group will offer you a number of choices to select the most affordable plan for you.