The simple answer is Yes. Unfortunately there are many  Americans that are forced to make some tough choice as it pertains to their health coverage.  As premium sore higher and higher many employers have been forced to raise deductibles or even worse cut health care benefits altogether.  So while the answer to the question is yes there are some facts that you should consider if you are faced with making the decision to go “uncovered” or not. 

      * Lack of insurance compromises the health of the uninsured because they receive less preventive care, are diagnosed at more advanced disease stages, and once diagnosed, tend to receive less therapeutic care and have higher mortality rates than insured individuals

• According to one study, over a third of the uninsured have problems paying medical bills. The unpaid bills were substantial enough that many had been turned over to collection agencies – and nearly a quarter of the uninsured adults said they had changed their way of life significantly to pay medical bills. 

• One study concluded that a lapse in health insurance coverage during the two years before filing was a strong predictor of a medical cause of bankruptcy. Nearly 38 percent of debtors who had a “major medical bankruptcy” had experienced a lapse, compared with 27.1 percent of debtors with no medical cause.  

Nearly 47 million Americans, or 16 percent of the population, were without health insurance in 2005, the latest government data available.  The cost of health care has become a national concern.  There are a variety of options available for you to consider when it comes to providing health coverage.