Medicare was established to help pay basic health care needs for people ages 65 and over, but it was never intended to cover all medical expenses. Over time, the cost of items not covered by Medicare has grown – to the point where it is often more than an individual can afford to pay.  

To help cover your out-of-pocket medical costs, Medicare Supplement insurance policies help pay for items that Medicare may not cover, such as:

•  Medicare deductibles

•  Hospital and medical care co-insurance

•  Extended hospital care

•  Physician’s services, hospital outpatient services and supplies

•  Ambulance services

Additionally, with Medicare Supplement insurance plans:

•  You choose your own doctors – no need to select a primary care physician

•  No referrals are needed to see a specialist

•  Virtually no claim forms to fill out – medicare pays your providers directly so you don’t need to file claims yourself

•  Coverage is guaranteed renewable for life

CapStone Insurance Group All Rights Reserved. This website is a general description of benefits for Medicare Supplement plans and Health Advantage plans. Although every effort is made as to the accuracy of the information on this website there is always the possibility of an error. If you see an error please contact us so we can correct it. The insurance policy will always determine benefits. Please contact us for an outline of coverage provided by each of the insurance companies we represent. If you submit a quote or information request a licensed agent will contact you. We engage in insurance sales only in the states in which we are properly licensed. Not affiliated with, authorized by or endorsed by the U.S. government or the federal Medicare program. For more information feel free to contact us