There  has been a lot said about Health Care Reform, with all the talk it’s been difficult to figure out exactly what the facts are. So here are some quick facts as I understand them …

10 Reasons to work with an Independent Insurance Agency/Agent
For most people insurance and all things having to do with insurance is frustrating and confusing.  Fortunately there is help available.  Listed here are what I would consider the …

What is the Flexible Benefit System?
    CapStone Insurance Group designed the Flexible Benefit System at the urging of our clients. Providing a comprehensive, flexible plan that is presented in a simple to follow format, has proven to …

 
It’s not a matter of If but When…..
Life Insurance is one of the most versatile and flexible protection products available. Life Insurance is often times misunderstood and certainly it’s not something most of us are comfortable …

 Most people relate a Critical Illness Policy with a heart attack or stroke. However these types of policies cover more than just those events. In most cases they will cover for any reason that you are admitted …

  The simple answer is Yes. Unfortunately there are many  Americans that are forced to make some tough choice as it pertains to their health coverage.  As premium sore higher and higher many employers have been …

 
 
See how many of these life insurance myths you currently believe:
 
   - My employer pays for my life insurance so I don’t have to worry about it.
   – I already have enough life insurance. 
  – I …

 
Medicare was established to help pay basic health care needs for people ages 65 and over, but it was never intended to cover all medical expenses. Over time, the cost of items not covered by …

We offer the Medicare supplement insurance, commonly referred to as Medigap insurance. This coverage can be for both for healthy individuals and for those with pre-existing health conditions. Twelve standardized plans make researching and shopping …

   
How much does your service cost?
Our service is provided free to the Employer. 
What can I do to control the cost of my Health Insurance?
There are many cost containment strategies. Such as raising the deductible amount …